Finance

Going contactless is gloriously convenient – for all the wrong people

The dash from cash doesn’t just contribute to social exclusion, it plays into the hands of unaccountable corporationsHow convenient. The decline of cash and the rise of electronic payments makes life so much simpler:...

Provident Financial needs to gets its skates on if it’s to save itself

An unwelcome bid from its former boss’s upstart rival could be short, sharp and painfulIn the unlovely world of subprime lending – a place of high interest rates for credit-impaired borrowers –...

Eight in 10 Britons rely on cash for everyday payments, report finds

Study says 97% of population carry coins or notes after report warned of cash’s demiseCash is still king across large parts of the UK economy, with more than 80% of people in Britain...

Time for politicians to make ‘stark choices’ over climate change

MPs must show leadership on issues such as meat production and air travel, says Clive LewisPoliticians must persuade consumers to make dramatic lifestyle changes if devastating climate change and mass extinctions are to...

Investment ISAs: Act now or lose your £20,000 allowance

There’s a wealth of financial products out there – here’s how to choose the right ISAInvestors have under three weeks left to exploit this tax year’s £20,000 tax-free Isa allowance. Most opt...

A Beginner’s Guide To Cryptocurrency Investing

If you want to nail one of America’s current affairs, you might consider investing in the cryptocurrencies, if not anything else. The digital world of crypto could be your Millennial go-to place when it comes to finding...

Isas can spell big returns – if you pick the right type

The worst Isas pay 0.2% interest while the best pay 26%. We review the best on offer for youIf you are lucky enough to have accumulated decent savings, it’s the time of...

No-deal Brexit would plunge UK economy into recession – OECD

Annual growth will fall below 1% for first time in decade even with a deal, says thinktankA no-deal Brexit would plunge the UK economy into recession and annual growth will slip below 1% this year...

Trump’s tariff war pushes US trade deficit to 10-year high

Trade imbalance rose to $621bn in 2018 despite new tariffsDeficit jumped 19% in December aloneThe US trade deficit hit a 10-year high in December, dealing a blow to Donald Trump’s efforts to restrict...

I was told it could take 12 weeks to get a refund for a...

The agent said it would take time to process, but I need the money for a house purchaseSeven months ago I paid the agent Travelup over £2,300 for a return flight from...

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